CreditMarket data 2026-09-04

Bi̇en Yapi Ürünleri̇ Sanayi̇ Turi̇zm Ve Ti̇caret A.Ş.#

Fund User detail page — this entity is the credit-bearing borrower behind 3 sukuk across 1 SPV. See CONVENTIONS §14 on the SPV vs Fund User distinction.

Outstanding Sukuk

all ISINs where this entity is Fund User

Total Raised

₺450.00M

nominal across all SPVs

SPVs Used

Varlık Kiralama vehicle

Sector

Consumer/Industrials

classification from KAP entity name

Refi Risk (12m)

1.00×

moderate · ₺450.00M maturing vs ₺450.00M issued

Latest Captured Rating (Fund User)

Investment Grade · JCR Avrasya Derecelendirme A.Ş · 2025-12-23 · validity unverified

Rating Decision History#

Latest decision-grain evidence for this borrower hierarchy. Status and raw agency notation remain source-specific. Open all 5 matching decisions.

Latest rating decisions matching BİEN YAPI ÜRÜNLERİ SANAYİ TURİZM VE TİCARET A.Ş.
Decision date	Borrower	Role	Agency	Raw agency notation	Scale	Action / outlook	Status	Evidence
2025-12-23	BİEN YAPI ÜRÜNLERİ SANAYİ TURİZM VE TİCARET A.Ş.	Fund User	JCR	A (tr)	International · Türkiye National	Durağan	Latest; validity unverified	Direct archive
2025-12-23	BİEN YAPI ÜRÜNLERİ SANAYİ TURİZM VE TİCARET A.Ş.	Fund User	JCR	Uzun Vadeli Ulusal Kurum Kredi Rating Notu : BB	Türkiye National	KAP issuance observation	KAP observation; not current	KAP issuance
2024-12-23	BİEN YAPI ÜRÜNLERİ SANAYİ TURİZM VE TİCARET A.Ş.	Fund User	JCR	A (tr)	International · Türkiye National	Durağan	Superseded	Direct archive
2023-12-21	BİEN YAPI ÜRÜNLERİ SANAYİ TURİZM VE TİCARET A.Ş.	Fund User	JCR	AA- (tr)	International · Türkiye National	Durağan	Superseded	Direct archive
2023-06-23	BİEN YAPI ÜRÜNLERİ SANAYİ TURİZM VE TİCARET A.Ş.	Fund User	JCR	AA- (tr)	International · Türkiye National	Durağan	Superseded	Direct archive

Yield History — Last 4 Months#

No published compound-yield prints in the activity feed for this entity's sukuk. This is expected when the outstanding stock is all floating-rate (Değişken/Variable). Implied current-reset yields are computed on the Corporate Bonds page.

All Sukuk — Consolidated Across SPVs#

Data table with 3 rows across 9 columns
ISIN	SPV (issuer)	Type	Yield Type	CCY	Maturity	DTM	Issue Amount	Last Auction Yld
TRDZKBVA2646	Zkb Varlık Kiralama A.Ş.	Özel Kira Sertifikası / Private Lease Cert.	Sabit / Fixed	TRY	2026-12-16	103	₺150.00M	48.00%
TRDZKBVA2612	Zkb Varlık Kiralama A.Ş.	Özel Kira Sertifikası / Private Lease Cert.	Sabit / Fixed	TRY	2026-12-22	109	₺100.00M	46.00%
TRDZKBVA2620	Zkb Varlık Kiralama A.Ş.	Özel Kira Sertifikası / Private Lease Cert.	Sabit / Fixed	TRY	2026-12-30	117	₺200.00M	47.00%

SPVs Used for Issuance#

Every Varlık Kiralama vehicle this Fund User has issued through. The credit risk is the same (this entity), but the legal wrapper changes.

Data table with 1 rows across 4 columns
SPV (Varlık Kiralama)	Issuances	Notional Raised	Latest Disclosure
ZKB VARLIK KİRALAMA A.Ş.	3	₺450.00M	2026-08-06 09:35

Latest Issuance Disclosures#

Latest 15 sukuk sale-completion filings naming this entity as Fund User, ranked newest first. Public output omits source handles.

Data table with 3 rows across 7 columns
Rank	Disclosed	ISIN	SPV	Compound%	Tenor (days)	Maturity
1	2026-08-06 09:35	TRDZKBVA2646	ZKB VARLIK KİRALAMA A.Ş.	55.68%	132.0	2026-12-16
2	2026-07-08 09:42	TRDZKBVA2620	ZKB VARLIK KİRALAMA A.Ş.	52.78%	175.0	2026-12-30
3	2026-06-22 09:16	TRDZKBVA2612	ZKB VARLIK KİRALAMA A.Ş.	51.27%	183.0	2026-12-22